CIATB Chapter 22 Three Wallets
Chapter 22 Three Wallets
Chapter 22 Three Wallets
Even though she couldn't come up with that much money all at once, Yu Huan still smiled and readily agreed, striking while the iron was hot.
“Several agents made appointments with me yesterday, and I was just about to go to the Wuyi Jiefang West area to take a look.” Yu Huan changed the subject: “Since you’re so sincere about selling for 1.3 million, Mr. Yang, it would be better if we went directly together, saving you an agent’s fee. How about we meet at 2:30 this afternoon?”
No problem! Mr. Yu, is it a mortgage or full payment?
"One lump sum payment."
"Great job! Mr. Yu is very generous!"
hang up the phone.
Yu Huan fell into thought.
The time has come to test the three wallets.
One is the wallet he carries in his pocket, for example, he actually only has one million.
One is a wallet for others to see. For example, Fatty Yang thought he could readily hand over the full amount, without having to wait for the lengthy commercial loan approval process, and the money for the house would be in his hands quickly.
Another question is whether, given his credit, he can get 350,000 yuan from someone else's wallet.
The deal was reached.
Leaning against the headboard, Yu Huan first called his good friend Xie Gouhua.
He briefly introduced the situation, mentioning that he wanted to buy a shop on Xiangchun Road, about 160 square meters, with an average price of just over 8,000 yuan.
Hear the words.
Xie Gouhua's voice was full of surprise: "How much? You've got your eye on a shop, and you're still short 350,000? That's a lot in total!"
"More than 1.3 million."
What is the mortgage percentage?
Yu Huan simply said, "I have one million in cash on me."
"Oh—ah? You're paying in full at once?"
"Yes, I need how much money you have this afternoon. I'll pay you back in two months at most, once my cash flow improves."
Upon hearing this, Xie Gouhua sighed deeply, "Damn! Huan'er, you've really hooked up with a rich woman! I'm so envious!"
To be able to come up with a million at once, there must be a wealthy woman supporting him behind the scenes.
Yu Huan smiled but remained silent.
Xie Gouhua suddenly said in an extremely serious tone: "Are you sure it's for you, and the property owner is only your name?"
"Of course, Dog, you don't think someone as smart as me would fall for a scam, do you?"
"To be honest, I don't think you're very smart."
"Uh."
"Huan'er, wait a minute, let me talk to my wife. I only have a little over 20,000 yuan on hand; she has the big coffers firmly under her control. But if you want to borrow, 300,000 yuan shouldn't be a problem," Xie Gouhua boasted confidently.
"Okay, hurry up, dog, I'm waiting for your reply!"
"Okay, I'll hang up now and call you back right away."
Yu Huan and his family took a nap.
Less than ten minutes.
Xie Gouhua then called.
"Huan'er, I've begged and pleaded, said all the nice things, but my wife is only willing to give me 150,000... How about you wait until tonight, and I'll steal her bank card and give it to you!"
"Well, 150,000 is enough! Let's forget about stealing the bank card, so as not to affect your marital harmony. Besides, I need it this afternoon. I'll think of a way to make up the difference."
"Fine, if you really can't find a way, then don't tell me anymore. I'll go to her and make a scene, even threaten to hang myself, until I get the money for you."
"No need, dog. I'll send you the card number later."
"Okay... Oh, my wife is calling from over there, saying she wants you to send the money over from China Construction Bank. There's a China Construction Bank right next to our house, we'll go to the counter and transfer it to you in a bit."
"no problem."
After hanging up the phone, Yu Huan couldn't help but fall into thought.
There's still a shortfall of 200,000, so it's definitely not a good idea to ask my parents for it.
Old Yu's personality inevitably leads him to ask all sorts of questions and get to the bottom of things. He might even come all the way from the county to stop him, fearing that he might be scammed.
So, I could only borrow it in small, piecemeal amounts.
Brothers and sisters with whom you have a close relationship, and you can ask to borrow money without considering its usefulness.
One is my second uncle's son, Yu Songnian. He dropped out of high school and drove a van to deliver goods. He worked for four or five years, but I don't even know if the little money he earned was enough for himself.
But I'll still try calling him.
One is Yu Chengcheng, the youngest daughter of the eldest uncle's family. She is the most intelligent and promising child in the Yu family, a graduate of Wudaokou University, who was destined to become the president of a business group at the M6 level. However, she is currently just a struggling international student working part-time while pursuing her master's degree at Columbia University in the United States. Her pockets must be emptied of cash.
The joys and sorrows of people are not connected.
Think left and right.
Difficult!
Yu Huan tried calling Yu Songnian and managed to get his 30,000 yuan savings for his wife, but Yu Songnian's tone indicated that he had absolutely nothing left.
Yu Chengcheng didn't even consider it. This resentful cousin of hers had been a little devil since she was a child. She was already being lenient by not trying to gain sympathy by asking him to transfer 200 yuan.
One hundred and seventeen thousand is a stump even for heroes; they can only shamefully resort to living off their wives!
Just as Yu Huan found Lin Yourong's phone number in her contacts, two bank transfer notifications popped up.
One received 20,000.
One received 150,000 yuan. "Good buddy!"
Xie Gouhua had clearly emptied his personal savings, which he used to run businesses worth hundreds of millions, and given it to him.
Count it up.
Only 150,000 short.
Yu Huan felt reassured and glanced at the ochre-colored old clock hanging on the yellowish wall.
It is 8:40.
I wonder if Lin Yourong is up yet.
This is the first time I've called her.
He took a deep breath and mentally prepared himself before making the call.
A soothing ringtone featuring a male-female duet plays.
Because love doesn't easily bring sorrow, everything is a picture of happiness~ Because love grows simply, it can still make me go crazy for you at any time~ Because—
The ringtone suddenly stopped.
A slightly hoarse and muffled voice came through the receiver: "Xiao Yu, what's up calling me so early?"
"Sister Yourong, are you asleep?"
"Um—I recorded the album very late yesterday."
"Excuse me, hehe, can I talk to you about something?"
"Hmm, what's up? By the way, my parents must have both come looking for you yesterday, right?"
"Yes, they said they were waiting for Sister Yourong to come back so that both sets of parents could have dinner together."
"Oh."
"Sister Yourong, I want to invest in a shop."
Didn't you say you were going to buy a house?
"The shop is also part of the property!"
"how much is it?"
"It's a large shop of about 160 square meters, with four storefronts combined together. The property rights are all in the hands of one family, plus transfer taxes and fees, totaling 1.35 million yuan!"
"I understand." Lin Yourong asked hesitantly, "How much more do you need?"
Uh.
Yu Huan pondered it carefully.
The rich woman's tone didn't seem a bit arrogant enough.
“We still need 150,000,” he said.
"Oh, I don't have much money left right now, because I gave you all the cash..."
"what?"
This result was truly unexpected for Yu Huan, yet it was also entirely reasonable.
Lin Yourong's languid voice came through the phone immediately afterward: "How about this, tell me your bank card number, and I'll have someone transfer the money to you."
"Isn't this bad?"
Wouldn't this make the rich woman owe someone a favor?
"Anyway, it'll be deducted from your two million next year."
Lin Yourong's assertion was so convincing that Yu Huan didn't know what to say.
"Okay, thank you, Sister Yourong!"
A soft chuckle came from the other end.
Then came the sound of a yawn.
"If there's nothing else, I'll hang up now. I'm going to catch up on my sleep."
I need this money urgently.
"No problem, just be careful in everything you do."
"Don't worry, Sister Rong is here."
"Ah."
Hearing the dial tone indicating the line was disconnected, Yu Huan put down her phone and leaned against the headboard for a short nap.
Soon after, a remittance text message arrived.
The remittance amounted to 150,000 yuan, and the remitter's name was listed as Ji Meng, Lin Yourong's best friend.
Yu Huan clenched his fist involuntarily: "Wuhu, take off!"
Overall, the fundraising was quite successful.
Yu Huan, with foresight, understood that this investment of 1.35 million would only yield huge profits.
The value of commercial properties during demolition is much higher than that of residential properties, and the compensation also includes a series of items such as losses due to business interruption.
The tenant's business was in dire straits and they happened to quit. If you just change the business license to his name, you can make a little more money.
As for the amount of return, that depends on the subsequent negotiations with the demolition company.
(End of this chapter)